Loan Against Property

Gold Loans MSME Business Loans Affordable Housing Loans Loan Against Property

Why Choose Loan Against Property?

Loan Against Property offers higher loan amounts with longer repayment tenures and competitive rates. Use your property as collateral for personal or business financing needs.

Loan Against Property

Unlock the Value of Your Property

At LendXpert Finvest, we offer loans against property that allow you to leverage your residential or commercial property to meet your financial requirements. Whether for business expansion, education, or personal needs, our LAP offers competitive rates and flexible terms.

  • Loan amounts up to 60% of property value
  • Interest rates starting from 8.5% per annum
  • Repayment tenure up to 15 years
  • Tax benefits on interest payment under Section 24
  • End-use flexibility for personal or business purposes

Our Loan Against Property is secured by your residential or commercial property, providing lenders with security while offering you competitive interest rates and higher loan amounts. The property remains yours, and you continue to use it as before.

We accept various types of properties including residential flats, independent houses, commercial spaces, and industrial properties. Our experienced team ensures smooth processing with minimal documentation and quick disbursal.

Loan Against Property FAQs

Find answers to common questions about our loan against property services

A Loan Against Property (LAP) is a secured loan where you pledge your residential or commercial property as collateral to borrow funds for personal or business purposes.

Eligible properties include residential flats, independent houses, commercial spaces, industrial properties, and agricultural land (subject to regulations).

Required documents include property documents (title deed, sale deed), ID proof, address proof, income proof, bank statements, and property valuation report.

You can get up to 60% of the property's market value as loan amount, depending on property location, type, and your credit profile.

Yes, you can continue to use and occupy the property. The loan is secured by a mortgage on the property title, but you retain possession and usage rights.

Apply for Loan Against Property

Convert your property into instant liquidity

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